Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.
We use cookies to optimize and personalize your experience, provide relevant content and analyze online traffic. We also share information with our analytics and website partners, who may use it to inform decisions about current or future services. By clicking “Agree,” you consent to use cookies if you continue to our website. You can manage your cookie settings by clicking the "cookie preferences" button.
How can you build or rebuild your credit if you can’t obtain credit? While it can seem like a vicious cycle and huge hurdle for many people with no credit, little credit, or even damaged credit, there are ways around it! A BHPH dealership like AutoMax, reports to the credit bureaus, which not only provides its customers with the transportation they need to live, but can also help them establish credit or rebuild damaged credit. A car retail installment loan is one of the best and fastest ways to improve a credit rating.
Complete our short program application, and let us know the best time for you to visit one of our six Lee Credit Express locations. Our credit specialists will thoroughly review your options. Whether the best option is traditional auto financing or a buy here pay here financing package, Lee will work diligently to get you approved and sell you the car you need. 
×