In addition to selling a full line of used cars, trucks, motorcycles and ATVs, Lee Credit Now is also a 'Buy Here Pay Here' dealer. That means we are able to provide financing to customers with bad credit who can't get financing through traditional lenders. Customers buy the car from us and make regular payments, and that activity is reported to the credit bureau. To start, just apply online and our professional sales staff will do the rest.
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Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.