At AutoMax in Henderson and Youngsville, NC, we offer Buy Here Pay Here auto financing. Buy Here Pay Here (BHPH) financing describes the process when our customers choose to purchase their vehicle through our in-house financing services, rather than receiving a loan from an outside bank, credit union or finance company. Our customers buy the car and pay for the car at the AutoMax dealership.

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Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.
We currently work with clients of all types, including: small business; government departments; medium to large enterprise and individuals. We see ourselves as an extension of your business, giving you one point of contact for all your technology needs. The key for you is quick responses and a simplified process. While your needs may differ depending on your size or industry, we adapt to suit you to ensure the best possible solution.
Because Lee Credit Now works with a broad array of lenders with the goal of getting you a great low rate on your auto financing. If you have good credit, that's great: we have excellent relationships with many lenders and will shop for financing for you. If you already have financing, no problem: we have a huge selection of used cars and trucks at low prices, and we have the finest sales consultants in Maine, whose goal is to find you a used car that you'll love. Our salespeople treat all of their customers the way they would like to be treated. That's why we have so many customers who return to us even after their credit problems have been resolved: they know we excel at finding the right car at the right price and with a financing package tailored to their needs.
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A BHPH dealership is great for first time buyers and buyers with low credit scores. BHPH dealerships are primarily designed for shoppers who may have experienced financial bumps and bruises. If you are a first time buyer, have low or bad credit, or if you have had trouble getting an auto loan, a BHPH dealership should be one of the places you visit during a car search.

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