The only difference here is the customer’s shopping experience. At a traditional dealership, the financial conversation is often the last part of your experience. After you've seen a few models, asked a host of car questions, and possibly test driven one, the dealer will help you explore payment options. At a BHPH dealership, the process is usually reversed. The dealer will ask you a series of questions, possibly run a credit report, and invest in understanding your credit history before showing you available cars. Finally, with your monthly payment range and down payment information factored, you will be shown cars that are right for you and your unique financial situation.
Registered Dietitian Nutritionists (RDNs) have met academic and professional requirements established by the Commission on Dietetic Registration, the Academy’s credentialing agency. This includes earning a bachelor's degree from a regionally accredited college or university and completing an accredited, pre-professional experience program. RDNs must also pass a rigorous national level examination and complete continuing education requirements to maintain their credential. Some RDNs hold advanced degrees and additional certifications in specialized areas of practice.
Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.