Lee Credit Express' selection of vehicles is extensive. Buy here pay here car lots have a reputation for selling older, higher-mileage vehicles. Lee is different. Because we stand behind every vehicle we sell, we finance newer cars so they are less prone to costly repairs. And we offer comprehensive service contracts that provide piece of mind for our customers.
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Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.