Traditional car loans require you to make payments to the bank or financial institution from which you obtained the loan. With BHPH, you may be asked to make weekly or bi-weekly payments directly to the dealership. Typically BHPH dealers arrange your payments to correspond with your “pay day”, which is designed to set up both the customer and dealer for a successful loan experience.
Buy Here Pay Here in-house auto financing is designed for buyers that may not qualify for traditional car credit. A loan from AutoMax could help those with prior credit bumps and bruises to re-establish good credit, by reporting on-time payments to major credit bureaus monthly. We will also set up your payments to be at the best time for you each month – usually around your pay days, so you can have a successful loan experience. Our overall goal is to get you in a great vehicle, supported
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Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.