You found your vehicle here at Carizma Motors, and you can pay us here at Carizma Motors. That is how simple the process is with us. We can get you a quality pre-owned vehicle you’ll love, and make it easier to finance the purchase by working directly with you on the payment plan. If you have been looking for a way to start your credit, rebuild your credit, or find a simpler way to get behind the wheel of a used car you’ll want, give us a call or stop in today!
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In addition, Buy Here Pay Here in-house auto financing offers a certain peace of mind that you don’t get when you go through a third-party loan provider. From the moment you step into one of our AutoMax dealerships we build a relationship with you. We start learning about your car buying needs, as well as your financial needs, and we explain how the Buy Here Pay Here auto financing process works. Our customers appreciate doing business with someone they know and trust. We build personal relationship with every customer. Our customers are never be treated as just a number in the loan department.
Let us paint a picture for you. Imagine you are grocery shopping, and you have a number of items in your basket. You have completed your shopping, and you head up to the cashier to pay for your items. The cashier scans the groceries, pleasantries are exchanged, but then she tells you that you need to go to a store down the street to pay for the items. You are bewildered. You found the items here, so why can’t you pay for them here? Why do you have to go through a middleman in order to complete the transaction? With many other dealerships, banks need to be involved to work out the financing situation, and payments would then be made to the bank. At Carizma Motors, a buy here pay here dealership in Lubbock TX, that is not the case.
Despite being one of the fastest growing segments in the auto sales industry, there is no official definition for “Buy Here Pay Here”, or “BHPH”, which often leaves it to be misunderstood. To put it simply, BHPH is when a car loan is obtained directly from the dealer and not a 3rd party, such as a bank or finance company. The payments are made directly to the dealer which has coined the term “in-house” financing.
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