At AutoMax in Henderson and Youngsville, NC, we offer Buy Here Pay Here auto financing. Buy Here Pay Here (BHPH) financing describes the process when our customers choose to purchase their vehicle through our in-house financing services, rather than receiving a loan from an outside bank, credit union or finance company. Our customers buy the car and pay for the car at the AutoMax dealership.
I have worked in digital strategy and advertising for my entire adult life. I buy advertising based on the data that Google and everyone else is gathering. Like millions of dollars a year. And I can tell you first hand that the tracking data is garbage, and frankly, at least for the foreseeable future, not something you should really be worried about, with one caveat. Advertisers are not the enemy, government and political agents are. ie. cambridge analytica. That is how you use this data to do harm.. We see literally thousands of advertisements a day. Does it *really* matter if my search history led to me seeing a different banner today?
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Many dealers use these terms in their advertisements to attract customers to do a credit application. Many of these other dealerships do not intend to offer in-house financing. They only wish to get your personal information shop it around to a dozen finance companies and hope they find an approval. This is a waste your time. To ensure you’re in good hands with any Buy Here Pay Here dealership, make sure that your credit application is not going to a bank or multiple banks, and that your credit won’t be pulled multiple times. As you may know, when your credit is pulled over and over, it could result in a lowering your credit score, and can make your current credit situation even worse.
The thing is not using Google search doesn't mean your privacy is take back, it just means now you have given it to some other search engine. Really, even if you don't use a search engine you still don't have any privacy. Cameras are everywhere and you buy things in stores, online etc your info is in apps, the government owns you... Everyone owns you to some degree. So you and everyone trying to make Google out as the sore evil above everyone else isn't factual.

The College Scorecard was born of an Education Department effort to hold underperforming institutions accountable. But it would be a stretch, Katzman said, to credit Google for promoting accountability by surfacing the Scorecard data. For-profit colleges with underwhelming graduation rates and student-debt levels have been “some of Google’s largest advertisers” over the years, he said. “If Google really wanted to help solve the problem, they might limit advertising to the schools that had a better performance on the report card.”
In addition to selling a full line of used cars, trucks, motorcycles and ATVs, Lee Credit Now is also a 'Buy Here Pay Here' dealer. That means we are able to provide financing to customers with bad credit who can't get financing through traditional lenders. Customers buy the car from us and make regular payments, and that activity is reported to the credit bureau. To start, just apply online and our professional sales staff will do the rest.
I gave Bing a chance because of the rewards. That was a year ago. I learned 2 important lessons over those 12 months: Bing's rewards are terrible, but Bing search results are worse. I am glad to be back to Google search. But I agree with the premise of this article: with so much data running through Google tools, individual privacy is at risk. Time to find a new browser and/or a new search engine.

The short answer? There is no difference. Many dealers use these three terms interchangeably. Unfortunately, this is the part that has created so many BHPH myths. Many dealers place these signs in their lot in hopes to attract customers with credit challenges with no intentions of ever offering a true BHPH experience. Instead, they exploit these interchangeable terms in hopes of getting a credit application and having a bank offer credit as opposed to offering the credit themselves. At this point, it’s possible to have sent your credit application to ten different lenders which pulled your credit ten different times. For those with bad credit, this rarely ever works and often puts customers in even worse situations. If you’ve had credit challenges and need a car, a true BHPH experience may be right for you, which is exactly what we offer here at AutoMax.

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